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Protect Your Bank Account from Hackers


You need to start now to protect your bank accounts, savings card accounts, checking accounts, and personal information.

by: John Mussi

It seems that as days go by people are becoming more and more concerned with the security of their money and protecting their personal and financial information from identity thieves and hackers. Wanting an extra degree of safety and security is never a bad thing, especially in a world where it seems that identity theft and high-tech crime is increasing.

Many people worry because they aren't sure how they should go about protecting their financial and personal information they may even go so far as to refuse to do business online. There's no need for that, however, because there are some very simple and common-sense things that you can do to protect your identity from thieves.

Here are just a few suggestions that might bring you some ease and help secure your personal information against attacks.

Taking Care of Financial Documents

As a general rule, it's important to keep some financial documents on file for some time doing so can help prevent tax problems and can even help to prove your case should you encounter banking or payroll problems. The main problems with this come in having a secure place to store these documents, as well as a way to dispose of them safely once they have become obsolete.

The best way to go about storing your financial and personal documents is to purchase a lock-box or personal safe, preferably one that is fireproof to provide some extra security in case of fire or other natural disasters.

You should also take the time to purchase a cross-cut shredder, so that you can dispose of documents and unwanted mail by turning them into small slivers of paper that would be almost impossible to reconstruct.

Making Secure Online Purchases

You don't have to be afraid of shopping online you just need to take a moment to make sure that your information will be safe and secure once you submit it for payment. Look for websites that have a separate shopping cart, preferably one that boasts secure encryption technology. Many online retailers use third-party sites to process their payments, taking advantage of the reputations that these third-party companies have built.

The shopping cart should be automated, and display only the last four digits of your credit or debit card number the order and payment are processed by computer, and all that the retailer ever sees of your card number are the last four digits.

Reporting Suspicious E-mail

Should you receive an e-mail from a company that you have an account with that is requesting you to update your information or that doesn't seem like it's completely legitimate, make sure that you don't follow its instructions or click on any links that it might contain. Manually enter the URL of the website that it claims to be from into the address bar of your preferred web browser and contact the site from their main page to inquire about the e-mail. In most cases, the site was a fake and was simply trying to steal your account information.

Avoiding Fake Websites

When visiting your favorite websites, make sure that you type the addresses correctly and that you've gone directly to the site that you intended especially when following a link from another site. In some cases a fake website will be created that looks like the real thing, but actually sends your login information to another person. If you think that you might have accidentally visited one of these fake websites, log into your real account and change your password as soon as you realize it. This can help prevent others from accessing your account for illegal purposes.

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.

© 2007


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